It’s time to re-think the employee benefits paradigm.

Mid-Coast Solutions offers a new type of strategy where employees don’t have financial gaps in their coverage, and have the resources to get healthier.

Every full time employee gets the benefits, so there is no selling to employees needed.

It also includes a RISK MANAGEMENT program to help mitigate future health insurance costs.

The best part? There is no increase to the employer’s or the employee’s bottom line.


Touchless Admin


Intuitive Enrollments


Easy to use

mobile app



I own a company with over 400 employees. I have always offered employees the chance to participate on our group policy but it’s very expensive and so most of them decline coverage. I pay a higher rate due to the lack of participation. Now I am required to make sure they all have health insurance and frankly paying the penalties seemed like the least expensive option before I discovered CHAMP. These guys are sharp professional consultants who have saved money on my medical premiums and have saved my employees on their “out of pocket” medical expenses. Frankly I cant believe how much money I am saving. My employees now have life insurance , health benefits , supplements and 100% coverage for preventative care. I am paying 80% less than I thought I would be paying for my business’s most cost efficient scenario. I highly recommend adding the CHAMP program to your current benefit programs.



ACA Healthcare Law

What is your strategy for offsetting the rising premiums , higher deductibles , penalties and the additional reporting costs of the ACA healthcare law in 2016?

Employers need help analyzing their true costs under the Affordable Care Act, interpreting the consequences of the premiums ,penalties and additional reporting requirements while implementing strategies for reducing their exposure and costs.We do a complete analysis of the Employer’s exposure and costs using a simple Census.

Custom Census Analysis

We prepare a custom Census Analysis which includes:

  1. the benefits the employees will receive (ancillary products and life insurance)

  2. the amount of recovered profit the Employer will realize beginning in month one of the wellness program

  3. the summary of benefits associated with the wellness program

It doesn’t cost anything to ” discover your options” . What you “don’t know” can cost you thousands .We see a huge opportunity for Employers to position themselves in such a way that they can swing the advantage back their way.

Lift The Pressure

Employers are feeling the pinch of healthcare costs and smaller margins .Important and potentially costly healthcare decisions are being made every day. Contact us , you will be glad you did!

We will increase the Employer’s profit margins AND reduce the employee’s exposure to medical expenses.